LANDLORD NEWS AND ADVICE FROM UK'S LARGEST ONLINE LETTING AGENT
The latest from the world of lettings and written for landlords. Top stories, advice, commentary and analysis...
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Archive for the ‘Landlord Insurance’ Category

Ask Upad: Do I have to rehouse my tenants whilst repairs take place?
Q: A nice couple with a child has moved into a small two up, two down house I let out. I was happy to get them in to the property and they seemed pleased too. However, it was only a few weeks into the tenancy that they said they thought there might be a leak under the ground floor laminate flooring. I thought this unlikely at first, but on closer examination I see that he's correct and it... Read more

Are landlords barking when they say “no pets”?
Every landlord wants their properties to come back to them after a tenancy has expired, with as little damage as possible. It’s not just the issue of money, it’s hassle too. It takes time to put the damage right, so it’s hardly surprising that many landlords don’t want lets with pets. But by refusing tenants with furry, scaly or feathered friends, landlords could be looking a gift horse... Read more

Miscommunication on insurance very costly for landlord
The value of landlord insurance has been brought to light again after a landlord’s tenant decided to stop paying rent. On inspection of the property, Louise Mercer found that the place had been trashed by the tenant and an unwelcome canine. Due to a miscommunication, Louise found out that the insurance she believed she had on the property was invalid and that in fact there was no... Read more

Landlord’s house has gone missing
What would you do as a landlord if your property was stolen, not the fittings, TV, iPad etc no, but the property itself. This is the unfortunate situation of Zuria Ali, who returned to his property to find only the concrete pillar holders, some pieces of broken wood and a smashed TV. The entire main structure of the house including the walls had mysteriously vanished, along with many of the... Read more

Why every landlord should join a landlords’ association
Whether you’re an “accidental” landlord renting one flat out, or a portfolio landlord with a dozen properties, you can get a lot of value from being a member of a landlord’s association such as the National Landlords Association, the Residential Landlords Association, the Scottish Landlords Association and the Southern Landlords Association. For mere pounds, they give you access to all... Read more

Hamilton Fraser launches new landlord insurance brand
This month sees the launch of Total Landlord Insurance, a brand new buy-to-let insurance offering brought to you by leading landlord insurance experts, Hamilton Fraser Insurance. Total Landlord Insurance recognises that not all landlords are the same, which is why they have created two new insurance products so landlords can choose the policy that suits them. The two products are Essential... Read more

Insurance matters for Landlords
On the massive list of things that every landlord needs to do and remember, should be the important matter of insurance. Yes, it’s yet another expense and another hassle. It’s most likely that you’ve never had to make a claim. But when the worst happens, and it sometimes does, you’ll be glad of it. But it’s surprising that many landlords aren’t covered at all or have the wrong... Read more

Cannabis Factories. Are you at risk?
Hamilton Fraser provides best practice guidance for landlords Police forces across the country have reported a rising number of rented properties being used to grow cannabis. Purely from Hamilton Fraser’s experience, claims for damage caused by unscrupulous tenants can range from a few thousand pounds to total losses from resultant fire. To help prevent your rental property from being... Read more

Is your address increasing your insurance premiums?
How much money do you think you could save on your home insurance, based on nothing but your postcode? The answer, it seems, is quite a lot – around £180 in fact – with those in areas of Bournemouth getting the best prices in the country on average. The southern holiday resort has two of the cheapest postcode districts in the country according to recent research, the average premium... Read more
Choosing the Correct Landlords Insurance
This post is brought to you by Towergate Connect, specialists in insurance for landlords. Failure to take out the correct landlord insurance could prove to be a very costly mistake. As a landlord you are effectively running a property business. As such your main asset is your buy-to-let property investment and it’s critical that you safeguard this with the correct insurance... Read more
A guide to landlords’ insurance
If you`ve bought a property with the intention of renting it out, you may think a standard home insurance policy is sufficient to cover your needs. However, what if the there was a rent dispute or you lost rent as a result of an insured event? This is where landlords` insurance comes in and here we look at how these policies work and how to get a good deal. What insurance obligations do... Read more
Top tips – how to lower your insurance
No-one likes paying insurance premiums – they really are the most negative of all household expenses. Either they are a complete waste of money, or they aren’t but your house has been reduced to rubble. It’s a lose-lose situation all the way. When you’re taking care of your own property, you are always prepared to go that extra mile to ensure that the worst never happens. You always... Read more





